Check out CCs help wanted pages. Either way, Im hopeful her reputation isnt tarnished beyond repair. This field is for validation purposes and should be left unchanged. This is what we do as appraisers. Possible as a result of it being a non-FRT. Their growth is now accelerated and its likely the appraisal profession will cease to exist in mortgage lending unless every single last distribution employee is held individually accountable through licensing. getting Scribd to remove a document is very easy. Replies to my comments Amcs wield disproportionate unanswerable power and effectively dominate the field of individually licensed persons without restriction and without restraint. He stated that Matt is his middle name and his last name is abbreviated. Ha, your as crooked as Clear Capital and as myopic as the goof ball, weak ass appraisers that are doing these ! Learn More About Integrating With Clear Capital! ASC doesnt seem to have the will, mandate or authority. Each state has its own jurisdictional limitations. Blah, ha, ha ! The question was rhetorical, they have already gotten away with it. Make no mistake John, we are collectively looking for samples of similar reports used in FRTs and those will most certainly become public. If a person were to actually look at the Clear Capital web page it states (and its on the internet so it must be true: Our network of more than 40,000 boots-on-the-ground field experts deliver deep insights so you can proceed confidently in all your real estate decisions. Plenty of sunshine. All this does is hurt us, all of us. The reason none of those has ever been made public is they were good enough to maintain the illusion of being real appraisals and my advice to those sending them to me was either file state complaints or in four cases file state complaints plus ethics complaints with AI; or accept the existence of the bad work. The reduction is 0.15% except as noted below: The reduction is .30% for subsequent users with less than 5% down on purchase transactions. Youd never see the inside of a jail cell but could roll the dice that if you could hold up for just a few years, youd likely be a millionaire. Bankers arent going to do it. In the last year, Clear Capitalannounced the innovation of ClearPhoto, a powerful set of AI-driven rules built intoClearCollateral Review, automating the review of property photos and ensuring they are aligned with the appraisal data and sketch. The UDC product provides lenders with tools for scalability, interchangeability and loan management, according to a statement. This field is for validation purposes and should be left unchanged. If he really wanted to be a steward and voice for the appraiser community, he should have been ethically responsible and did whats right for all of us. Again, Im deeply sorry for some of my comments toward you above; Im disappointed my frustrations got the best of me. Matt, this website is under constant sophisticated technical attack by middle management companies. Some time ago First American tried to push a product called a PACE PRO (desktop type) that had the probable fraud built right into it. Clear Capital Appraisals Whether you're funding a conventional loan, a refi, a HELOC or making REO decisions, Clear Capital's residential and commercial appraisal management services deliver exactly what you need, when you need it. There is also an issue of jurisdiction: Best information right now is that NON FRT intended use via Ground Floor (client) in support of internet or other wire communications offered crowd funding has produced at least one inflated value. John You are simply wrong. The product is a hybrid of traditional appraisal process and methods and leverages a qualified, arms-length, real estate professional, such as a real estate broker or agent, performing a visual inspection of the subject property and providing other market insight and analytics. Let the states decide if there are regulatory issues. About Clear Capital Download Digital GLA/ANSI Alignment Datasheet, Download ClearCollateral Review Datasheet, In-depth CubiCasa 2D detailed floor plan (including interior walls), CubiCasa generated gross living area (GLA) calculations aligned to ANSI standards, In-app data checks and final review reduces revision requests, Built-in fraud mitigation includes geolocation and timestamp in photo metadata, Licensed/certified appraisers and Clear Capital PDC certified real estate agents/brokers with local MLS credentials and public record access, Five initial training modules with continuous support, Multiple test properties reviewed by QA before certification, QA specializing in hybrid appraisals since 2008, Dedicated, customer-aligned support available 7 days a week in our CA and NV Centers, Near real-time issue resolution and escalation Zero calls go to voicemail during business hours, Clear Capitals data collectors are licensed appraisers and brokers who have local MLS credentials, have been trained by us, and have passed our quality assurance standards. They say their goal is to change the valuation industry towards a more technical automated focused approach. The amount of photos is ridiculous !!! I simply wish to remain anonymous, not unlike others here. Unfortunately, this could result in legal implications for those parties. $25 for two opinions of value? Clear Capital Valuation Management: Born from Technology, Raised by Humans. Im not attacking anyone. So what, theyre just getting away with it and the only penalty was this article? UDC supports Fannie Maes newly announced Value Acceptance + Property Data program, as well as Freddie Macs ACE+ PDR solution. That may be the final solution, the only solution. But FNMA says they will be "professionally trained", and vetted at "Reconciliation" of horse shyt is nothing new. Please contact us directly or reach out to your Fannie Mae representative. I guess that is how you think you are going to keep your license. PalmerHouse Properties has recently expanded to Florida, North Carolina and Missouri. Download invoices, uploaded origination appraisal, completed CDA report. How do you transition from QC defense to offense in 2023? Please enter your email to receive our current datasheet. Ya mean we cant use the same pictures and just adjust the photo labels to suit each report? The are only 2 Northeast appraisers with schor in their last names and both are females: Paula in NY and Kelly in MA. Company A maintains a strict quality control process and incurs appraisal costs of $150,000 per month, whereas Company B chooses not to check for quality because they are confident in their manufacturing process. Indiana does it online though you will have to explain some inapplicable sections. GSE post-board review to determine the reliability of the valuation and to understand if a repurchase is justified. Research and investigate. Years in Business: 21. Business Started: 4/20/2001. Contact Lets be adults folks. What a deal! Before our bank would approve any money being loaned out, common sense dictates a lender hire a real appraiser with eyes, ears (boots on the ground) to personally inspect an asset. You can also subscribe without commenting. I am able to do the loan still, but at a big cost to my customer (over $400. UDC supports Fannie Maes newly announced, We have seen seismic shifts across the housing market in the past year, and the appraisal modernization policy work being done by Fannie Mae and Freddie Mac provides a welcomed change as alternative valuation approaches provide a crucial path forward for lenders and homeowners alike, said, , EVP of Strategy and Growth at Clear Capital. If the report was provided to Mike confidentially then there may be an issue between Mike and the provider. Site by, The new, must-have technology thats tackling lendings greatest challenges. I googled it, but havent read anything about what they do. You and Lisa work for the same AMC by any chance? No reason we cant get paid IN ADVANCE by the AMC. Trying to keep this a purely philosophical discussion would defeat the purpose which is to effect meaningful corrections. Business Started Locally: Per ASC, this individual appears to be licensed in 5 states, several very recently. Clear Capitals appraisal management group focuses on customizing a solution that recognizes whats most important to you your customers. On January 31, 2018, what appeared to be egregiously deficient Clear Capital "Clear Value" bifurcated hybrids were exposed in AppraisersBlogs. Clear Capital, a real estate valuation technology company, has announced the launch of Universal Data Collection (UDC), the latest in the Companys suite of products designed to support appraisal modernization. Her phone number is listed in ASC directory (twice) if any want to call her. Some how our legal system has favored some one over another, as do politicians. Personal attacks harm the collegial atmosphere we encourage on AppraisersBlogs. Its a closed group to maintain the integrity of discussions about issues and avoid undue influence from folks like REVAA and other non appraisers. Its fine on AB if you choose to be anonymous just not fine to be deceptive. If Matt is correct and this IS an appraisal I sure would like to see the AMCs documentation that a the fee paid to the appraiser of $25 is anywhere close to being reasonable or customary. The company has a panel of more than 4,200 brokers and agents, allowing lenders to provide 97% coverage nationwide. How credible is your source? Choose Turn Time & Price That Fits Your Needs I feel like Im in the Twilight Zone, Michelle Shoven, an appraiser that does everything To other appraisers shes the most unwelcome addition to the industrybut without her youd never enter the Twilight Zone. The company offers real estate valuation, analytics, and platform technology solutions. I didnt sign that. Just the actual known or believed issues. This program is similar to a bifurcated or hybrid appraisal in that the appraiser concluding the value may not be the real estate professional visiting the property. The disclosure of this indefensible work product remains the primary topic point. By the way, when you are pretending to be the Georgia appraiser you should use a completely different computer from a location outside of MA where you and Matt share the same ISP. Clear Capital intends to develop a PAREA program for public use, pending AQB approval. Lisa G tried to post false claims using fake email accounts and different fake names. Please feel free to reach out to me for any information you need. Then, after consulting with others, a decision gets made about filing a complaint with the states the AMC is licensed in. I urge all to do the same. Honorable Mention goes to Coester VMS and Streetlinks. Thank you Hooligan for the heads up, Mike. or other factors. I see your point, and Im trying to piece this together through this thread, so forgive me. My favorite part was approving broker price opinions that Wells Fargo had ordered and stated in writing, would be used for lending purposes. All Ive said my piece..Good luck! The name of the broker who completed the inspection/BPO is in the report too. home ClearProp An interactive tool that brings data on a property together to quickly perform your own cost-effective valuations. Lumped in with me ? Might be worth reaching out- Id be interested to know that too. How and why the lending industry has been moving away from this common sense approach defies logic. Get more info about our property data collection program! Caliber Corporate Advisers for Clear Capital A copy of this should be sent to the Georgia State appraisal Board in a formal complaint. Yes, there will be a different appraisal report form used when an appraisal report is deemed required. Appraisers Should Closely Watch Probe of Departed Brookings Boss, Lowballed It Is Open Season On Appraisers, Occupational Licensing Used to Intimidate, Only Blacks Need Apply In the Spirit of Equity, HUD ROV Process to Address Appraisal Bias, Fannies Equity Plan: The Drinking Game, Property Data Reports for Appraisal Waivers. Inflated enough so that the investors that loaned money through the crowd funding will not be able to be paid off as promised. Appraiser to employ hypothetical condition that a property exists which meets our sfr lending guidelines. Our. And the Worst Vampire AMC title goes to AppraiserLoft which is no longer operational. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Nothing is worse than stale marketing, especially when the entire real estate industry is looking for new ways to capture consumers' attention. I HAVE NO CLIENT in this case. About what I can do; what an appraiser can do and what NPI is and how it may or may not be used and who can authorize its release. Then, we combine human expertise with analytical insights for valuations that help you make better decisions Learn more about our Modern Appraisal solution - PLATFORM Mitigate Risk Before It Costs You a Bundle. Undoubtedly this is the tip of the iceberg regarding systemic deficiencies in quick and short form products. There may be jurisdictional issues. In cases where such fees would be increased, Clear Capital will place the report on hold and submit a fee approval request to Customer. We wanted to provide an efficient and cost-effective method for data collection ordering and management that satisfies appraisal modernization policy changes, and delivers more confidence in closing times along with a faster, lower-cost experience for consumers, said Dan McAlister, Director of Product Management for Clear Capital.